For much of the past 10 years, I’ve been pretty much a textbook example of a person living beyond their means. Ok I don’t live like a king and over the past year I’ve been cutting back, trying to control this mess I’m in, but there are areas, particularly where the business is concerned that I’ve operated beyond my means. I’ve made some foolish choices of there past 5 years that haven’t helped matters and I’ve taken some risky gambles. I’ve never put money on horses or gone to a casino, but sometimes I think that might have paid off better.
Personally, we’ve not held back really. I’ve always wanted my family to have the better things in life, so “Putting It On The Credit Card” became a bit of a way of life to be honest. “Don’t Worry, I’ll Pay It Off” could often be heard coming from my direction on many occasions. Looking back I can see just how childish I’ve been. Instead of just coming clean with my family and telling them just how much I owed I kept it quiet and just bumbled on… The debts growing slowly but surely.
My father-in-law to be recently asked me, “does the amount I owe worry you?”
The honest answer is no! It doesn’t worry me. It annoys me that I let it get to that level, and it spurs me on now to do something about it…